Home Purchase
Tips and advice to help Veterans and military families get the most from homebuying
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Using a VA Loan to Buy a CondoBuying a condominium with you VA home loan benefit is a great option. However, there are additional requirements that differ from purchasing a single-family residence or a multiunit complex.
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The Complete Guide to VA Loan Co-Borrowers, Co-Signers and Joint VA LoansVA loans allow Veterans to have a co-borrower or co-signer on the loan. Here we break down co-borrower requirements and provide common scenarios around co-borrowing and joint VA loans.
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VA Loan Credit Score Minimums and Lender Requirements for 2023The VA doesn't have a minimum credit score requirement, but most lenders do. Here we look at typical VA loan credit requirements and lender expectations.
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How VA Loans Work: What Most Borrowers Don’t Know About VA LoansA VA loan is a mortgage option issued by private lenders and partially backed, or guaranteed, by the Department of Veterans Affairs. Here we look at how VA loans work and what most borrowers don’t know about the program.
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VA Loan Certificate of Eligibility (COE): Why It's Important and How to Get OneYour Certificate of Eligibility (COE) verifies you meet the military service requirements for a VA loan. However, not everyone knows there are multiple ways to obtain your COE – some easier than others.
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Key Contract Contingencies for VA Buyers to ConsiderContract contingencies are in place to protect prospective VA buyers from the unknown.
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What VA Buyers Need to Know About Biweekly Mortgage PaymentsMaking biweekly mortgage payments can be an easy way for VA homebuyers to pay off the loan faster, reduce interest charges, and build equity.
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5 Tips to Get Your VA Purchase Offer AcceptedVA purchase offers can catch sellers off guard. Keep your VA buyers on track with 5 tips for getting your next VA home loan purchase offer accepted. -
8 Things to Look for During Your Final Walk-ThroughThe last thing you want as a homebuyer is to realize your new home has extensive issues and needs repair. Here are 8 things to look out for when conducting the final walk-through on your home.
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VA Fixed vs. Adjustable-Rate Mortgages: Which Loan is Best for You?Understand the differences between fixed and adjustable-rate mortgages for VA loans. This article breaks down interest rate stability, monthly payment variations and long-term financial implications.
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Getting a VA Loan Within 12 Months of ETSLearn how military members nearing their ETS date can prepare for requesting a VA Loan.
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Counting Income and Allowances for Active Military, Guard & ReserveEach year, most VA loans are made to veterans. However, active duty service members and those still serving in the National Guard and Reserves can absolutely look to use their VA home loan benefits.
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VA Loan Down Payment RequirementsIn this article, we explore the VA loan down payment requirements. In most instances, Veterans do not need a down payment, but in some cases, it's required. Let's take a closer look.
