I have an MBA, and a clear understanding of math and the time value of money. At the start of this process, i was never given a post credit check evaluation of possible loan products. I feel like my expectations would have been more accurately met if I'd known the different options i had, after taking into account my cash and credit situation. Also, i had to pay to extend my rate lock when it was delays on the sellers end that caused me to need an extension. They should have had to pay that.
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